![]() ![]() Any advice provided is general advice only and does not take into consideration your personal objectives, financial situation or needs ("your personal circumstances"). Important: Please check your individual State and Territory for relevant grants and concessions applicable to your location. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Individual institutions apply different formulas. Results do not represent either quotes or pre-qualifications for the product. The results from this calculator should be used as an indication only. Please refer to your loan contract and the terms and conditions regarding additional repayments prior to making additional repayments. Different terms, fees or other loan amounts might result in a different comparison rate. WARNING:This comparison rate is true only for the example given and may not include all fees and charges. ![]() The comparison rate is for a loan of $150,000 over 25 years. The repayment amount is based on certain assumptions, should be regarded as indicative only, and is not a quote nor a pre-qualification for a home loan. Terms, conditions, fees, charges and lending criteria apply and are available on application. We understand the pressures that you and your family may experience during these difficult times and we work with you to find a mutually acceptable solution to aid in your overall debt management strategies and to continue to work with you to achieve your financial goals. This is to ensure you are reasonably likely to meet the obligations you have in respect of repaying the debt and avoid experiencing financial stress.īut we recognise that situations may change from time to time which may inhibit your ability to meet your credit repayment obligations. If your loan requires other types of insurance like private mortgage insurance (PMI) or homeowner's association dues (HOA), these premiums may also be included in your total mortgage payment.At People's Choice Credit Union we understand that credit is a very important facility which allows you to achieve your personal, financial or lifestyle goals faster than you could if you had to rely on your savings alone.Īs a mutually owned financial institution we embrace our responsibility to understand your personal situation when we make recommendations regarding providing, extending or arranging credit for you. ![]() Your mortgage lender typically holds the money in the escrow account until those insurance and tax bills are due, and then pays them on your behalf. If you have an escrow account, you pay a set amount toward these additional expenses as part of your monthly mortgage payment, which also includes your principal and interest. The "principal" is the amount you borrowed and have to pay back (the loan itself), and the interest is the amount the lender charges for lending you the money.įor most borrowers, the total monthly payment sent to your mortgage lender includes other costs, such as homeowner's insurance and taxes. Remember, your monthly house payment includes more than just repaying the amount you borrowed to purchase the home. ![]() These autofill elements make the home loan calculator easy to use and can be updated at any point. Zillow's mortgage calculator gives you the opportunity to customize your mortgage details while making assumptions for fields you may not know quite yet. ![]()
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![]() ![]() ![]() No documentation exists for conservation treatments or retouching on the scrapbook after it entered the Rijksmuseum collection, so any alterations would most likely predate 1890. Is it an original Safavid miniature or the product of a Western artist? Or is it both: an original Iranian painting with later Western additions? And if so, which parts are original and which ones are alterations? Is it possible to identify the original Iranian painter and the artist who was responsible for the later additions? However, several stylistic and technical aspects of the composition, which will be described in the following section, raised questions about the provenance and possible alterations of the painting. The subject and composition of the young Iranian man are entirely in the seventeenth-century tradition of Safavid painting in Iran. A black-and-white photograph of the Iranian Youth was included in a 1988 catalogue raisonné, but the sheet was never mentioned or reproduced again in later literature. of the album (acquisition number BI-1887-1463-40), the subject of the present study, is the only sheet with a non-European subject and features a unique painting: a portrait of an Iranian Youth (Fig. ![]() ![]() In the end, a diverse mix of other items appeared in the album: examples of calligraphy, children’s drawings by nephews and nieces, works by other artists and copies after other masters. She stopped drawing straight onto the album pages and began pasting in separate drawings instead-her own work, and that of her father and brothers as well. As time went by, she changed the concept of her book. She originally intended to fill the blank pages of the album with her own watercolour drawings of everyday scenes from Zwolle, a provincial town in the eastern part of the Netherlands where she was born. Footnote 1 Gesina started the scrapbook in the 1660s. Although as a woman she could not expect to pursue a career as a professional artist, she practiced the arts throughout her life: calligraphy at first, then primarily drawing and painting. Part of this estate is the so-called family scrapbook (acquisition number BI-1887-1463), owned and compiled by Gesina ter Borch (1631–1690), daughter of the well-known Dutch painter Gerard ter Borch and a woman of many talents in her own right. The Rijksmuseum has been the keeper of the Ter Borch family’s studio estate since 1890. The painting, originally made in Iran in the style of Riza Abbasi, the head of the Emperor Shah Abbas’ library, ended up in Gesina ter Borch's workshop and may have been ‘restored’ by the artist to improve its condition and to match her tastes. The results of macro X-ray fluorescence scanning (MA-XRF) and lead isotope analysis, viewed in the light of information about the economic and cultural exchanges between Iran and the Netherlands in the seventeenth century, fed new theories about the origin and history of this painting. After interpreting scientific results, as well as historical findings, it was possible to shed light on the use of specific pigments, namely lead white and smalt, and on the possible misinterpretation of some details, such as the cup held by the young man. This allowed the research team to discriminate between pigments used for the original composition and pigments used to conceal damaged areas of the painting and added pictorial elements. To investigate the history of the painting and to reconstruct the original composition and identify the later additions, perhaps made by Gesina herself, the painting was examined with different imaging and analytic techniques available at the Conservation and Science Department of the Rijksmuseum. Stylistic differences within the painting were also observed, hinting at alterations to the original painting. The general composition appears static and rigid, an impression reinforced by an unusual black painted background. Although the figure wears the attributes in vogue at the Safavid court of Isfahan, certain elements seem rather incongruous and peculiar. A scrapbook compiled between 16 by Gesina ter Borch (1631–1690), a female artist from the small town of Zwolle in the Netherlands, contains an intriguing painting on paper of a full-length portrait of a young Iranian. ![]() ![]() This helps ensure the onboarding process goes as smoothly as possible for each new teammate. 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Using Protel 99 SE, all kinds of tools are provided to illustrate the symbolic meaning of line connection, work plane and electrical wiring connection, symbol connection, and form a complete circuit diagram principle.īy using the computer aided design of the Protel 99 SE appliance rules, click the Tools/ERC command in the menu, and design the circuit schematic of the electrical rules check. (4)Based on the actual circuit needs, we find the original components, then the single device manager button, and set up the package, attributes and quantities reasonably through the Tab key, and make reasonable adjustments to the boundary based on the component elements. In the design of file manager to browse the principle diagram of the browser interface, browse library drop-down list, and then click Add / delete button in the pop-up change for the component library file list dialog box 99 SE sub directory, select the synchronization channel path in this directory, in the component library list, select the desired component library. Remember, you need to specify a footprint in the Attributes of each part. ![]() (3)It is loaded in the original original file library. All libraries in the current library list are listed in the upper scroll box. Design the specifications of the drawings according to the menu commands design / options and tools / preferences. (2)Reasonable arrangement of schematic design environment. 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